Terms, Conditions & Fees

For information on terms and conditions of use and fees relating to accounts and services please see below. Rates and information quoted are not guaranteed and are subject to change at any time.

Personal

Terms and Conditions (Member card)

Terms and Conditions (Night Deposit)

Terms and Conditions (Personal Trust)

Terms and Conditions (Safe Deposit Box)

Terms and Conditions (Term Deposit)

Terms and Conditions (FHSA)

Privacy & Security

Member Privacy Policy

Online Policy

Business

Terms and Conditions (Business Contract - Unincorporated Association)

Terms and Conditions (Business Contract - Sole Proprietorship, Partnership, or Corporation)

Direct Service Agreements

Direct Services Agreement (Personal Accounts)

Direct Services Agreement (Small Business)

Direct Services Agreement (External Link Authorization)

Code of Conduct

Code of Conduct for the Credit & Debit Card Industry in Canada ("The Code")

Canadian Code of Practice for Consumer Debit Card Services

Fees/Service Charges

Miscellaneous service charges & fees

First Credit Union operates on the traditional territories of the Coast Salish Peoples, specifically the K’òmoks, Klahoose, Tla’amin and Squamish Nations

We are proud to be a certified B Corporation.

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Our branches are located on Bowen Island, Bowser, Courtenay, Cumberland, Hornby Island, Powell River, Texada Island, and Union Bay.

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